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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,812 | $114,119+94.4% | $107,187+106.9% | $138,895+59.7% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 16.60% | 273.21%-256.6pp | 204.55%-187.9pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,446 | $4,059-39.7% | $3,782-35.3% | $4,194-41.7% |
| Participant deferral / active EE | $12,854 | $5,538+132.1% | $5,096+152.2% | $6,396+101.0% |
| Admin fee / account holder | $24,178 | $10,024+141.2% | $9,162+163.9% | $12,562+92.5% |