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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,880 | $99,995+7.9% | $85,063+26.8% | $145,978-26.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.75% | 83.99%-76.2pp | 66.54%-58.8pp | 550.52%-542.8pp |
| Employer contribution / active EE | $561 | $3,231-82.6% | $2,727-79.4% | $4,662-88.0% |
| Participant deferral / active EE | $394 | $5,295-92.6% | $4,523-91.3% | $6,690-94.1% |
| Admin fee / account holder | $3,719 | $7,255-48.7% | $6,155-39.6% | $13,400-72.2% |