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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,427 | $110,337-41.6% | $102,383-37.1% | $145,877-55.8% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 14.19% | 24.83%-10.6pp | 24.94%-10.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $3,188 | $4,216-24.4% | $3,870-17.6% | $4,663-31.6% |
| Participant deferral / active EE | $6,812 | $5,621+21.2% | $5,060+34.6% | $6,691+1.8% |
| Admin fee / account holder | $3,654 | $9,750-62.5% | $8,391-56.5% | $13,402-72.7% |