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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,836 | $63,346-52.9% | $92,240-67.7% | $70,126-57.5% |
| Participation rate | 31.4% | 68.7%-37.2pp | 76.5%-45.1pp | 69.5%-38.1pp |
| Annual return | 20.96% | 530.19%-509.2pp | 176.29%-155.3pp | 73.15%-52.2pp |
| Employer contribution / active EE | $979 | $2,471-60.4% | $3,680-73.4% | $2,343-58.2% |
| Participant deferral / active EE | $1,580 | $2,854-44.6% | $3,897-59.5% | $3,332-52.6% |
| Admin fee / account holder | $27 | $3,841-99.3% | $5,194-99.5% | $4,645-99.4% |