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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,229 | $101,763-70.3% | $164,866-81.7% | $80,874-62.6% |
| Participation rate | 97.8% | 71.8%+26.0pp | 78.6%+19.2pp | 67.6%+30.2pp |
| Annual return | 13.40% | 16.73%-3.3pp | 69.97%-56.6pp | 35.62%-22.2pp |
| Employer contribution / active EE | $3,536 | $2,954+19.7% | $4,343-18.6% | $2,756+28.3% |
| Participant deferral / active EE | $2,002 | $4,477-55.3% | $6,033-66.8% | $4,297-53.4% |
| Admin fee / account holder | $1,974 | $8,228-76.0% | $12,689-84.4% | $6,935-71.5% |