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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,229 | $101,795-70.3% | $165,100-81.7% | $80,959-62.7% |
| Participation rate | 97.8% | 71.8%+26.0pp | 78.6%+19.2pp | 67.7%+30.2pp |
| Annual return | 13.40% | 16.73%-3.3pp | 70.21%-56.8pp | 35.67%-22.3pp |
| Employer contribution / active EE | $3,536 | $2,954+19.7% | $4,348-18.7% | $2,757+28.2% |
| Participant deferral / active EE | $2,002 | $4,476-55.3% | $6,035-66.8% | $4,300-53.4% |
| Admin fee / account holder | $1,974 | $8,221-76.0% | $12,696-84.5% | $6,925-71.5% |