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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,039 | $217,427-66.4% | $185,837-60.7% | $167,518-56.4% |
| Participation rate | 80.0% | 86.0%-6.0pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 16.63% | 148.39%-131.8pp | 122.08%-105.4pp | 478.71%-462.1pp |
| Employer contribution / active EE | $2,363 | $5,874-59.8% | $5,168-54.3% | $4,838-51.2% |
| Participant deferral / active EE | $11,442 | $6,357+80.0% | $5,568+105.5% | $6,342+80.4% |
| Admin fee / account holder | $3,301 | $19,816-83.3% | $16,241-79.7% | $12,312-73.2% |