Retirement plan

RIDGEVIEW BUILDERS, INC. PROFIT SHARING PLAN

Name: RIDGEVIEW BUILDERS, INC. - RIDGEVIEW BUILDERS, INC. PROFIT SHARING PLAN (2017) Form 5500
Creator: RIDGEVIEW BUILDERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIDGEVIEW BUILDERS, INC. PROFIT SHARING PLAN, RIDGEVIEW BUILDERS, INC.

RIDGEVIEW BUILDERS, INC.EIN 68-0436768Plan #002PY 2017

4310 DEER TRAIL ROAD - SANTA ROSA, CA 95409707-537-8861

Other plans on this EIN

1 filing

#001Retirement-$394K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$779K

+24.1% from 2016

Total participants

0.0% from 2016

Average account balance

$97,350

+24.1% from 2016

Annual return

12.67%

+9.20 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.27M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$254K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$36K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8491

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$7K

$1014 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.911%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$97,350

$106,008-8.2%

$92,240+5.5%

$147,586-34.0%

Participation rate

85.7%

80.4%+5.3pp

76.5%+9.2pp

82.8%+2.9pp

Annual return

12.67%

50.05%-37.4pp

176.29%-163.6pp

578.59%-565.9pp

Employer contribution / active EE

$1,532

$4,333-64.6%

$3,680-58.4%

$4,876-68.6%

Participant deferral / active EE

$8,686

$4,478+94.0%

$3,897+122.9%

$5,439+59.7%

Admin fee / account holder

$887

$6,333-86.0%

$5,194-82.9%

$10,886-91.9%

RIDGEVIEW BUILDERS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIDGEVIEW BUILDERS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion