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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,590 | $99,345+4.3% | $84,753+22.2% | $273,972-62.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.96% | 22.93%-18.0pp | 22.78%-17.8pp | 41.46%-36.5pp |
| Employer contribution / active EE | $8,205 | $4,214+94.7% | $3,574+129.5% | $4,869+68.5% |
| Participant deferral / active EE | $6,508 | $4,270+52.4% | $3,712+75.3% | $5,287+23.1% |
| Admin fee / account holder | $884 | $6,645-86.7% | $5,333-83.4% | $10,133-91.3% |