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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,468 | $198,457-85.7% | $170,435-83.3% | $147,586-80.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.60% | 257.30%-238.7pp | 205.94%-187.3pp | 578.59%-560.0pp |
| Employer contribution / active EE | $1,944 | $6,183-68.6% | $5,432-64.2% | $4,876-60.1% |
| Participant deferral / active EE | $1,080 | $5,629-80.8% | $4,939-78.1% | $5,439-80.1% |
| Admin fee / account holder | $5,933 | $16,852-64.8% | $13,881-57.3% | $10,886-45.5% |