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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,258 | $88,707+121.2% | $74,184+164.6% | $273,972-28.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.18% | 11.94%-9.8pp | 17.74%-15.6pp | 41.46%-39.3pp |
| Employer contribution / active EE | $12,586 | $3,159+298.4% | $2,370+431.0% | $4,869+158.5% |
| Participant deferral / active EE | $12,212 | $4,212+189.9% | $3,550+244.0% | $5,287+131.0% |
| Admin fee / account holder | $17,592 | $8,717+101.8% | $5,586+214.9% | $10,133+73.6% |