Retirement plan

SUN CITY LINCOLN HILLS COMMUNITY ASSOCIATION, INC. 401(K)

Name: SUN CITY LINCOLN HILLS COMMUNITY - SUN CITY LINCOLN HILLS COMMUNITY ASSOCIATION, INC. 401(K) (2015) Form 5500
Creator: SUN CITY LINCOLN HILLS COMMUNITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUN CITY LINCOLN HILLS COMMUNITY ASSOCIATION, INC. 401(K), SUN CITY LINCOLN HILLS COMMUNITY

SUN CITY LINCOLN HILLS COMMUNITYEIN 68-0429198Plan #001PY 2015

965 ORCHARD CREEK LANE - LINCOLN, CA 95648916-625-4013suncity-lincolnhills.comLinkedIn1-10 employees

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2.4M

No prior year

Total participants

143

No prior year

Average account balance

$24,119

No prior year

Annual return

-0.58%

No prior year

Benchmarks

See 1,412 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,412 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

100

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$354K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3971

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
AMERICAN FUNDS1+ years Filed as: UP CAPITAL MANAGEMENT Service code 15 · EIN 45-5618373	Recordkeeping	$11,678
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745	Recordkeeping	$1,175
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984	Other Services	$0
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445	Bank Trustee	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$13K

$114 / participant

Other / not subdivided$13K100.0%

% of EOY assets

0.533%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CAMPBELL TAYLOR & CO.
Auditor EIN: 680251243
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,119

$41,854-42.4%

$73,836-67.3%

$52,331-53.9%

Participation rate

61.9%

66.2%-4.3pp

73.4%-11.5pp

68.1%-6.2pp

Annual return

-0.58%

2.11%-2.7pp

2268.06%-2268.6pp

4.54%-5.1pp

Employer contribution / active EE

$832

$1,920-56.7%

$2,787-70.1%

$1,882-55.8%

Participant deferral / active EE

$2,226

$2,498-10.9%

$3,583-37.9%

$3,022-26.4%

Admin fee / account holder

$129

$493-73.9%

$4,882-97.4%

$592-78.3%

Provider

Service type

Compensation

AMERICAN FUNDS1+ years

Filed as: UP CAPITAL MANAGEMENT

Service code 15 · EIN 45-5618373

Recordkeeping

$11,678

ADP BROKER-DEALER1+ years

Filed as: ADP, LLC

Service code 15 · EIN 13-3036745

Recordkeeping

$1,175

ADP BROKER-DEALER1+ years

Service code 49 · EIN 22-3319984

Other Services

STATE STREET GLOBAL ADVISORS1+ years

Filed as: STATE STREET CORPORATION

Service code 21 · EIN 04-1867445

Bank Trustee

SUN CITY LINCOLN HILLS COMMUNITY ASSOCIATION, INC. 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUN CITY LINCOLN HILLS COMMUNITY ASSOCIATION, INC. 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion