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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,733 | $81,208+31.4% | $98,920+7.9% | $79,856+33.7% |
| Participation rate | 97.7% | 72.5%+25.2pp | 76.0%+21.6pp | 69.6%+28.0pp |
| Annual return | 19.38% | 60.99%-41.6pp | 196.47%-177.1pp | 31.71%-12.3pp |
| Employer contribution / active EE | $10,491 | $1,960+435.3% | $2,689+290.1% | $2,471+324.5% |
| Participant deferral / active EE | $7,925 | $3,265+142.7% | $4,245+86.7% | $3,741+111.9% |
| Admin fee / account holder | $789 | $6,013-86.9% | $6,643-88.1% | $5,306-85.1% |