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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,464 | $67,411-1.4% | $91,004-27.0% | $70,126-5.2% |
| Participation rate | 91.4% | 71.4%+20.1pp | 75.6%+15.8pp | 69.5%+21.9pp |
| Annual return | 18.28% | -40.16%+58.4pp | 4.60%+13.7pp | 73.15%-54.9pp |
| Employer contribution / active EE | $9,281 | $1,786+419.7% | $2,456+278.0% | $2,343+296.2% |
| Participant deferral / active EE | $6,017 | $2,823+113.2% | $3,548+69.6% | $3,332+80.6% |
| Admin fee / account holder | $6,978 | $4,236+64.7% | $5,417+28.8% | $4,645+50.2% |