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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,235 | $115,814-41.9% | $101,275-33.6% | $158,982-57.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.12% | 56.16%-41.0pp | 46.48%-31.4pp | 302.99%-287.9pp |
| Employer contribution / active EE | $7,550 | $4,176+80.8% | $3,660+106.3% | $4,763+58.5% |
| Participant deferral / active EE | $5,239 | $4,958+5.7% | $4,371+19.9% | $5,983-12.4% |
| Admin fee / account holder | $1,338 | $7,249-81.5% | $5,948-77.5% | $11,252-88.1% |