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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,771 | $107,363-51.8% | $92,909-44.3% | $152,897-66.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 17.38% | 145.63%-128.2pp | 109.44%-92.1pp | 345.43%-328.1pp |
| Employer contribution / active EE | $6,465 | $4,222+53.1% | $3,653+77.0% | $4,764+35.7% |
| Participant deferral / active EE | $3,241 | $4,848-33.2% | $4,238-23.5% | $5,851-44.6% |
| Admin fee / account holder | $2,646 | $7,082-62.6% | $5,795-54.3% | $11,599-77.2% |