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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,216 | $89,364+17.7% | $141,177-25.5% | $72,983+44.2% |
| Participation rate | 77.1% | 75.1%+2.0pp | 82.5%-5.4pp | 69.5%+7.6pp |
| Annual return | 22.66% | 111.86%-89.2pp | 71.40%-48.7pp | 81.01%-58.3pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $10,196 | $5,419+88.2% | $6,710+52.0% | $3,608+182.6% |
| Admin fee / account holder | $47,110 | $5,959+690.6% | $10,263+359.0% | $5,124+819.4% |