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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,076 | $69,118+34.7% | $53,647+73.5% | $138,895-33.0% |
| Participation rate | 25.0% | 64.0%-39.0pp | 56.3%-31.3pp | 79.9%-54.9pp |
| Annual return | 20.58% | 248.26%-227.7pp | 358.33%-337.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $533 | $1,189-55.2% | $962-44.6% | $4,194-87.3% |
| Participant deferral / active EE | $1,322 | $2,274-41.9% | $1,813-27.1% | $6,396-79.3% |
| Admin fee / account holder | $15 | $2,724-99.4% | $2,460-99.4% | $12,562-99.9% |