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| Provider | Service type | Compensation |
|---|---|---|
Filed as: NORTHWESTERN MUTUAL WEALTH MGMT CO Service code 27 · EIN 39-2018056 | Advisory (Plan) | $108,072 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $68,541 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,910 | $83,023+28.8% | $102,437+4.4% | $77,762+37.5% |
| Participation rate | 97.7% | 71.5%+26.1pp | 74.5%+23.1pp | 70.6%+27.1pp |
| Annual return | 14.55% | 19.12%-4.6pp | 24.95%-10.4pp | 31.27%-16.7pp |
| Employer contribution / active EE | $5,124 | $3,552+44.2% | $3,871+32.4% | $2,728+87.8% |
| Participant deferral / active EE | $14,869 | $4,110+261.8% | $5,060+193.9% | $4,651+219.7% |
| Admin fee / account holder | $304 | $639-52.4% | $8,388-96.4% | $433-29.7% |