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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,782 | $96,419+145.6% | $80,648+193.6% | $139,487+69.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.14% | 1352.86%-1333.7pp | 937.21%-918.1pp | 373.84%-354.7pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $8,760 | $5,225+67.6% | $4,443+97.1% | $6,713+30.5% |
| Admin fee / account holder | $1,031 | $6,605-84.4% | $5,382-80.8% | $11,407-91.0% |