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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,479 | $93,124+107.8% | $77,100+150.9% | $134,545+43.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -23.90% | 62.68%-86.6pp | 42.35%-66.3pp | 418.37%-442.3pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,560 | $5,242+44.2% | $4,430+70.7% | $6,401+18.1% |
| Admin fee / account holder | $1,301 | $6,970-81.3% | $5,443-76.1% | $11,431-88.6% |