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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,677 | $88,672+85.7% | $105,223+56.5% | $82,448+99.7% |
| Participation rate | 93.1% | 67.9%+25.2pp | 75.0%+18.1pp | 68.1%+25.0pp |
| Annual return | 12.50% | 30.86%-18.4pp | 180.65%-168.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $23,423 | $3,048+668.5% | $3,689+535.0% | $2,551+818.2% |
| Participant deferral / active EE | $5,677 | $4,036+40.7% | $5,072+11.9% | $4,139+37.1% |
| Admin fee / account holder | $11,222 | $7,146+57.0% | $8,859+26.7% | $7,234+55.1% |