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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,481 | $107,363+36.4% | $92,909+57.7% | $152,897-4.2% |
| Participation rate | 42.9% | 79.8%-36.9pp | 76.0%-33.1pp | 82.5%-39.6pp |
| Annual return | 18.47% | 145.63%-127.2pp | 109.44%-91.0pp | 345.43%-327.0pp |
| Employer contribution / active EE | $2,451 | $4,222-42.0% | $3,653-32.9% | $4,764-48.5% |
| Participant deferral / active EE | $5,052 | $4,848+4.2% | $4,238+19.2% | $5,851-13.7% |
| Admin fee / account holder | $190 | $7,082-97.3% | $5,795-96.7% | $11,599-98.4% |