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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,877 | $97,729+9.4% | $83,830+27.5% | $135,379-21.1% |
| Participation rate | 44.4% | 80.0%-35.5pp | 76.1%-31.7pp | 82.6%-38.2pp |
| Annual return | -7.21% | 1287.52%-1294.7pp | 850.97%-858.2pp | 519.79%-527.0pp |
| Employer contribution / active EE | $1,859 | $4,222-56.0% | $3,631-48.8% | $4,779-61.1% |
| Participant deferral / active EE | $4,186 | $4,683-10.6% | $4,082+2.5% | $5,609-25.4% |
| Admin fee / account holder | $127 | $6,674-98.1% | $5,479-97.7% | $10,828-98.8% |