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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,493 | $88,996+45.5% | $78,004+66.0% | $138,895-6.8% |
| Participation rate | 81.8% | 74.4%+7.5pp | 69.4%+12.4pp | 79.9%+1.9pp |
| Annual return | 12.18% | 28.03%-15.9pp | 31.07%-18.9pp | 145.39%-133.2pp |
| Employer contribution / active EE | $4,021 | $2,917+37.9% | $2,469+62.9% | $4,194-4.1% |
| Participant deferral / active EE | $10,433 | $4,724+120.9% | $4,092+155.0% | $6,396+63.1% |
| Admin fee / account holder | $3,492 | $8,807-60.3% | $7,578-53.9% | $12,562-72.2% |