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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,603 | $136,307-91.5% | $106,619-89.1% | $273,972-95.8% |
| Participation rate | 45.8% | 84.8%-38.9pp | 78.0%-32.2pp | 83.0%-37.2pp |
| Annual return | 20.97% | 11.05%+9.9pp | 9.42%+11.5pp | 41.46%-20.5pp |
| Employer contribution / active EE | $1,037 | $5,190-80.0% | $3,947-73.7% | $4,869-78.7% |
| Participant deferral / active EE | $2,299 | $4,969-53.7% | $3,930-41.5% | $5,287-56.5% |
| Admin fee / account holder | $0 | $8,625-100.0% | $6,418-100.0% | $10,133-100.0% |