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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,389 | $138,075+18.3% | $123,552+32.2% | $135,379+20.7% |
| Participation rate | 70.6% | 84.7%-14.1pp | 82.3%-11.7pp | 82.6%-12.1pp |
| Annual return | -5.47% | 153.70%-159.2pp | 119.20%-124.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $887 | $5,152-82.8% | $4,628-80.8% | $4,779-81.4% |
| Participant deferral / active EE | $5,908 | $6,800-13.1% | $6,426-8.1% | $5,609+5.3% |
| Admin fee / account holder | $16,412 | $10,917+50.3% | $9,285+76.8% | $10,828+51.6% |