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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,966 | $108,825-56.8% | $156,181-69.9% | $82,448-43.0% |
| Participation rate | 42.0% | 72.4%-30.4pp | 78.8%-36.8pp | 68.1%-26.1pp |
| Annual return | 15.12% | 20.59%-5.5pp | 64.87%-49.7pp | 41.64%-26.5pp |
| Employer contribution / active EE | $1,268 | $2,870-55.8% | $4,294-70.5% | $2,551-50.3% |
| Participant deferral / active EE | $2,152 | $4,577-53.0% | $6,132-64.9% | $4,139-48.0% |
| Admin fee / account holder | $9,434 | $9,341+1.0% | $14,586-35.3% | $7,234+30.4% |