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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,210 | $81,763+21.3% | $58,561+69.4% | $139,466-28.9% |
| Participation rate | 44.4% | 61.3%-16.9pp | 50.9%-6.4pp | 80.3%-35.9pp |
| Annual return | 50.87% | 7427.77%-7376.9pp | 4251.33%-4200.5pp | 373.66%-322.8pp |
| Employer contribution / active EE | $1,699 | $1,398+21.5% | $1,053+61.3% | $4,754-64.3% |
| Participant deferral / active EE | $3,443 | $2,555+34.8% | $1,923+79.0% | $6,712-48.7% |
| Admin fee / account holder | $4,465 | $3,273+36.4% | $2,520+77.1% | $11,409-60.9% |