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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,870 | $108,285-64.1% | $77,552-49.9% | $158,982-75.6% |
| Participation rate | 90.9% | 64.4%+26.5pp | 54.2%+36.7pp | 82.0%+8.9pp |
| Annual return | 19.89% | 31.69%-11.8pp | 54.82%-34.9pp | 302.99%-283.1pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,868 | $2,455+139.0% | $1,861+215.3% | $5,983-1.9% |
| Admin fee / account holder | $270 | $3,709-92.7% | $2,859-90.6% | $11,252-97.6% |