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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,769 | $169,237+63.5% | $129,339+114.0% | $145,978+89.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 11.23% | 14364.43%-14353.2pp | 9437.05%-9425.8pp | 550.52%-539.3pp |
| Employer contribution / active EE | $53,667 | $5,540+868.6% | $4,154+1191.8% | $4,662+1051.2% |
| Participant deferral / active EE | $20,333 | $4,991+307.4% | $4,170+387.6% | $6,690+204.0% |
| Admin fee / account holder | $5,295 | $9,882-46.4% | $7,668-30.9% | $13,400-60.5% |