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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,290 | $111,814+126.5% | $103,374+145.0% | $145,959+73.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.88% | 24.77%-13.9pp | 24.89%-14.0pp | 561.95%-551.1pp |
| Employer contribution / active EE | $35,440 | $4,214+741.0% | $3,869+815.9% | $4,661+660.4% |
| Participant deferral / active EE | $42,751 | $5,618+660.9% | $5,058+745.3% | $6,689+539.2% |
| Admin fee / account holder | $2,953 | $9,754-69.7% | $8,394-64.8% | $13,398-78.0% |