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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,199 | $133,998+43.4% | $112,263+71.2% | $134,545+42.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.03% | 47.17%-63.2pp | 27.49%-43.5pp | 418.37%-434.4pp |
| Employer contribution / active EE | $18,496 | $4,040+357.8% | $3,636+408.7% | $4,742+290.1% |
| Participant deferral / active EE | $14,525 | $5,292+174.4% | $4,729+207.1% | $6,401+126.9% |
| Admin fee / account holder | $51,966 | $7,493+593.5% | $6,410+710.7% | $11,431+354.6% |