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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,199 | $133,983+43.5% | $112,244+71.2% | $134,493+42.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.03% | 47.13%-63.2pp | 27.46%-43.5pp | 418.01%-434.0pp |
| Employer contribution / active EE | $18,496 | $4,039+358.0% | $3,635+408.8% | $4,740+290.2% |
| Participant deferral / active EE | $14,525 | $5,291+174.5% | $4,728+207.2% | $6,400+127.0% |
| Admin fee / account holder | $51,966 | $7,490+593.8% | $6,411+710.6% | $11,425+354.8% |