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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,301 | $142,392-54.1% | $119,622-45.4% | $134,532-51.5% |
| Participation rate | 57.1% | 82.8%-25.7pp | 79.3%-22.1pp | 81.2%-24.1pp |
| Annual return | -16.79% | -12.46%-4.3pp | -14.98%-1.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $1,177 | $5,224-77.5% | $4,232-72.2% | $4,741-75.2% |
| Participant deferral / active EE | $2,956 | $6,467-54.3% | $5,601-47.2% | $6,401-53.8% |
| Admin fee / account holder | $5,766 | $13,593-57.6% | $10,328-44.2% | $11,429-49.6% |