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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,245 | $91,559-34.2% | $133,971-55.0% | $79,852-24.6% |
| Participation rate | 60.0% | 73.3%-13.3pp | 79.8%-19.8pp | 69.6%-9.6pp |
| Annual return | 16.52% | 61.85%-45.3pp | 45.09%-28.6pp | 31.72%-15.2pp |
| Employer contribution / active EE | $1,096 | $2,384-54.0% | $3,919-72.0% | $2,471-55.7% |
| Participant deferral / active EE | $2,620 | $3,734-29.8% | $5,047-48.1% | $3,740-30.0% |
| Admin fee / account holder | $1,071 | $6,321-83.1% | $8,929-88.0% | $5,306-79.8% |