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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,245 | $100,901-16.5% | $75,501+11.6% | $147,586-42.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 4.51% | 35.78%-31.3pp | 27.35%-22.8pp | 578.59%-574.1pp |
| Employer contribution / active EE | $10,692 | $3,253+228.6% | $2,352+354.6% | $4,876+119.3% |
| Participant deferral / active EE | $8,101 | $4,027+101.1% | $3,142+157.8% | $5,439+48.9% |
| Admin fee / account holder | $159,241 | $11,285+1311.1% | $5,801+2645.3% | $10,886+1362.8% |