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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,758 | $184,014-52.3% | $161,149-45.5% | $138,895-36.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 8.70% | 21.52%-12.8pp | 21.16%-12.5pp | 145.39%-136.7pp |
| Employer contribution / active EE | $9,881 | $5,055+95.4% | $4,360+126.6% | $4,194+135.6% |
| Participant deferral / active EE | $3,900 | $6,909-43.6% | $6,153-36.6% | $6,396-39.0% |
| Admin fee / account holder | $5,080 | $18,027-71.8% | $15,194-66.6% | $12,562-59.6% |