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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,758 | $199,109-55.9% | $173,730-49.5% | $154,746-43.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 8.70% | 20.02%-11.3pp | 19.96%-11.3pp | 172.34%-163.6pp |
| Employer contribution / active EE | $9,881 | $5,311+86.0% | $4,577+115.9% | $4,379+125.6% |
| Participant deferral / active EE | $3,900 | $7,113-45.2% | $6,326-38.4% | $6,730-42.1% |
| Admin fee / account holder | $5,080 | $20,916-75.7% | $17,523-71.0% | $14,365-64.6% |