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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,552 | $154,159-84.1% | $130,026-81.1% | $139,456-82.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 8.31% | 32.50%-24.2pp | -137.26%+145.6pp | 373.45%-365.1pp |
| Employer contribution / active EE | $7,391 | $5,292+39.7% | $4,321+71.0% | $4,753+55.5% |
| Participant deferral / active EE | $3,083 | $6,710-54.0% | $5,821-47.0% | $6,711-54.1% |
| Admin fee / account holder | $2,342 | $14,001-83.3% | $10,608-77.9% | $11,407-79.5% |