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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,869 | $72,177+21.7% | $115,038-23.6% | $59,633+47.3% |
| Participation rate | 88.6% | 72.6%+16.1pp | 81.4%+7.3pp | 68.7%+20.0pp |
| Annual return | -0.41% | 12.02%-12.4pp | 26.14%-26.6pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $4,155 | $2,841+46.2% | $4,608-9.8% | $2,203+88.6% |
| Participant deferral / active EE | $3,638 | $4,783-23.9% | $6,026-39.6% | $3,192+14.0% |
| Admin fee / account holder | $3,297 | $4,927-33.1% | $8,175-59.7% | $4,297-23.3% |