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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,795 | $133,981+21.5% | $112,249+45.0% | $134,532+21.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | 3.21% | 47.16%-44.0pp | 27.48%-24.3pp | 418.27%-415.1pp |
| Employer contribution / active EE | $4,192 | $4,040+3.8% | $3,636+15.3% | $4,741-11.6% |
| Participant deferral / active EE | $29,680 | $5,292+460.9% | $4,729+527.6% | $6,401+363.7% |
| Admin fee / account holder | $408 | $7,492-94.6% | $6,412-93.6% | $11,429-96.4% |