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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,167 | $107,363+3.5% | $92,909+19.7% | $152,897-27.3% |
| Participation rate | 62.5% | 79.8%-17.3pp | 76.0%-13.5pp | 82.5%-20.0pp |
| Annual return | 16.06% | 145.63%-129.6pp | 109.44%-93.4pp | 345.43%-329.4pp |
| Employer contribution / active EE | $1,046 | $4,222-75.2% | $3,653-71.4% | $4,764-78.0% |
| Participant deferral / active EE | $1,725 | $4,848-64.4% | $4,238-59.3% | $5,851-70.5% |
| Admin fee / account holder | $2,291 | $7,082-67.7% | $5,795-60.5% | $11,599-80.3% |