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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,288 | $97,759+26.1% | $83,849+47.0% | $135,377-8.9% |
| Participation rate | 85.7% | 79.9%+5.8pp | 76.1%+9.6pp | 82.6%+3.1pp |
| Annual return | -3.54% | 1287.41%-1290.9pp | 850.91%-854.4pp | 519.75%-523.3pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $15,900 | $4,682+239.6% | $4,082+289.5% | $5,609+183.5% |
| Admin fee / account holder | $421 | $6,674-93.7% | $5,478-92.3% | $10,828-96.1% |