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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $686,543 | $162,136+323.4% | $152,301+350.8% | $154,746+343.7% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 12.00% | 91.02%-79.0pp | 80.50%-68.5pp | 172.34%-160.3pp |
| Employer contribution / active EE | $5,699 | $4,890+16.5% | $4,624+23.2% | $4,379+30.1% |
| Participant deferral / active EE | $15,657 | $8,341+87.7% | $8,004+95.6% | $6,730+132.6% |
| Admin fee / account holder | $4,994 | $15,759-68.3% | $14,398-65.3% | $14,365-65.2% |