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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $686,543 | $196,972+248.5% | $182,262+276.7% | $198,609+245.7% |
| Participation rate | 88.9% | 85.7%+3.2pp | 84.2%+4.7pp | 82.4%+6.5pp |
| Annual return | 12.00% | 158.27%-146.3pp | 140.60%-128.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $5,699 | $5,364+6.3% | $5,046+13.0% | $5,055+12.7% |
| Participant deferral / active EE | $15,657 | $8,643+81.2% | $8,276+89.2% | $6,977+124.4% |
| Admin fee / account holder | $4,994 | $18,429-72.9% | $16,712-70.1% | $19,030-73.8% |