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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,827 | $116,203-59.7% | $93,621-50.0% | $152,897-69.4% |
| Participation rate | 85.7% | 78.1%+7.7pp | 75.8%+9.9pp | 82.5%+3.3pp |
| Annual return | 18.85% | 35.96%-17.1pp | 32.76%-13.9pp | 345.43%-326.6pp |
| Employer contribution / active EE | $2,705 | $3,219-16.0% | $2,719-0.5% | $4,764-43.2% |
| Participant deferral / active EE | $5,166 | $4,605+12.2% | $4,070+26.9% | $5,851-11.7% |
| Admin fee / account holder | $4,717 | $10,751-56.1% | $7,890-40.2% | $11,599-59.3% |