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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,770 | $77,908+3.7% | $149,696-46.0% | $75,173+7.4% |
| Participation rate | 16.0% | 65.6%-49.5pp | 78.8%-62.7pp | 67.2%-51.2pp |
| Annual return | 17.43% | 31.73%-14.3pp | 134.46%-117.0pp | 160.72%-143.3pp |
| Employer contribution / active EE | $660 | $3,138-79.0% | $4,821-86.3% | $2,671-75.3% |
| Participant deferral / active EE | $1,702 | $3,411-50.1% | $5,682-70.1% | $4,126-58.8% |
| Admin fee / account holder | $5,060 | $5,950-15.0% | $13,212-61.7% | $5,651-10.5% |