Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $163 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,501 | $73,848-23.5% | $143,799-60.7% | $68,486-17.5% |
| Participation rate | 19.7% | 66.7%-46.9pp | 80.3%-60.6pp | 67.9%-48.2pp |
| Annual return | -19.54% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $735 | $3,184-76.9% | $4,952-85.1% | $2,597-71.7% |
| Participant deferral / active EE | $1,803 | $3,385-46.7% | $5,638-68.0% | $4,028-55.2% |
| Admin fee / account holder | $302 | $5,755-94.7% | $14,677-97.9% | $5,404-94.4% |