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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,319 | $81,749+71.6% | $58,544+139.7% | $139,456+0.6% |
| Participation rate | 30.0% | 61.3%-31.3pp | 50.9%-20.9pp | 80.3%-50.3pp |
| Annual return | 59.43% | 7425.45%-7366.0pp | 4249.56%-4190.1pp | 373.45%-314.0pp |
| Employer contribution / active EE | $550 | $1,398-60.6% | $1,053-47.7% | $4,753-88.4% |
| Participant deferral / active EE | $1,302 | $2,555-49.0% | $1,923-32.3% | $6,711-80.6% |
| Admin fee / account holder | $2,298 | $3,272-29.8% | $2,520-8.8% | $11,407-79.9% |