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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,365 | $77,920-32.8% | $149,723-65.0% | $75,177-30.3% |
| Participation rate | 86.1% | 65.6%+20.5pp | 78.8%+7.3pp | 67.2%+18.9pp |
| Annual return | 13.04% | 31.72%-18.7pp | 134.50%-121.5pp | 160.75%-147.7pp |
| Employer contribution / active EE | $2,317 | $3,138-26.2% | $4,821-51.9% | $2,671-13.3% |
| Participant deferral / active EE | $5,362 | $3,411+57.2% | $5,682-5.6% | $4,126+29.9% |
| Admin fee / account holder | $460 | $5,951-92.3% | $13,215-96.5% | $5,651-91.9% |