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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,308 | $73,863-41.4% | $143,797-69.9% | $68,490-36.8% |
| Participation rate | 77.1% | 66.7%+10.5pp | 80.3%-3.2pp | 67.9%+9.2pp |
| Annual return | -14.60% | 0.91%-15.5pp | -0.04%-14.6pp | -7.85%-6.7pp |
| Employer contribution / active EE | $2,532 | $3,185-20.5% | $4,952-48.9% | $2,597-2.5% |
| Participant deferral / active EE | $5,030 | $3,385+48.6% | $5,638-10.8% | $4,028+24.9% |
| Admin fee / account holder | $356 | $5,756-93.8% | $14,679-97.6% | $5,403-93.4% |