Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,922 | $67,411-67.5% | $91,004-75.9% | $70,126-68.7% |
| Participation rate | 40.5% | 71.4%-30.9pp | 75.6%-35.1pp | 69.5%-29.1pp |
| Annual return | 11.38% | -40.16%+51.5pp | 4.60%+6.8pp | 73.15%-61.8pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,790 | $2,823-36.6% | $3,548-49.5% | $3,332-46.3% |
| Admin fee / account holder | $970 | $4,236-77.1% | $5,417-82.1% | $4,645-79.1% |