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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,681 | $135,956+49.1% | $123,894+63.6% | $273,972-26.0% |
| Participation rate | 90.0% | 84.1%+5.9pp | 81.4%+8.6pp | 83.0%+7.0pp |
| Annual return | 7.93% | 56.63%-48.7pp | 47.52%-39.6pp | 41.46%-33.5pp |
| Employer contribution / active EE | $3,261 | $5,170-36.9% | $4,617-29.4% | $4,869-33.0% |
| Participant deferral / active EE | $7,325 | $6,343+15.5% | $5,984+22.4% | $5,287+38.5% |
| Admin fee / account holder | $1,396 | $9,817-85.8% | $8,357-83.3% | $10,133-86.2% |